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Data is abundant. Judgment is not. SUR+ combines institutional memory, multidisciplinary analysis, and a practical understanding of how policy decisions are made, communicated, and felt by markets and institutions.
Institutional Memory
An understanding of Indonesia's policy and market context built across cycles.
Collective Judgment
The collective judgment of five partners, not a single opinion.
Multidisciplinary Analysis
Policy, markets, and strategy read as one integrated whole.
Technology with Human Judgment
AI-based tools, still filtered through senior partner judgment.
Understanding markets and implementation realities.
Understanding policy and acting with confidence.
Three Ways We Bridge the Gap.
Public Policy & Institutions
We help governments, regulators, and public institutions design policy, assess regulatory impact, and strengthen institutional capacity.
Business & Financial Services
We advise banks, insurers, corporations, and investors on strategy, risk, and market entry as the regulatory landscape shifts.
Strategy, AI & Transformation
We turn economic intelligence and AI-enabled tools into sharper strategy, business plans, and institutional transformation.
Five Perspectives. One Institutional Mind.
Our founders bring complementary careers spanning central banking, financial regulation, banking supervision, macroeconomics, digital finance, communications, governance, and corporate strategy.
Akhis R. Hutabarat
President Commissioner & Founding Partner
An economist and policy leader shaping Indonesia’s payment systems and digital financial asset governance — from Bank Indonesia to the country’s crypto asset clearing house. View Full Bio
Erwin Haryono
President Director & Founding Partner
A central banking executive and strategic advisor with over three decades at Bank Indonesia — from central bank spokesperson and payment system policy to postings at the IMF and in New York. View Full Bio
Harry S. Baskoro
Director, Strategy & Growth, Founding Partner
A strategic economist and former senior Bank Indonesia executive with nearly three decades in monetary policy, financial markets, and the external sector — now pairing central banking expertise with business strategy. View Full Bio
Ariastiadi Saleh Herutjakra
Senior Advisor & Founding Partner
A bank supervisor of 26 years and an expert in strategic and risk management — from bank and non-bank financial supervision to leading the merger of state-owned banks into Bank Mandiri at BPPN. View Full Bio
Anto Prabowo
Researcher Partner
A senior financial sector executive with more than three decades at Bank Indonesia and OJK — from drafting consumer protection regulation to leading OJK’s nationwide institutional transformation. View Full Bio
Products That Are Easy to Recognize and Buy.
Our flagship solutions turn institutional judgment into client value that is clear, repeatable, and scalable.
SUR+ Board Intelligence
A recurring board-level briefing that answers three questions: What's changing? Why does it matter? What's next for leaders?
Learn MoreSUR+ Executive Advisory Office
An external strategic sparring partner for commissioners, boards, CEOs, regulators, and senior leadership teams.
Learn MoreSUR+ Scenario Lab
Macro, regulatory, geopolitical, and technology scenarios translated into balance-sheet, strategy, and execution implications.
Learn MoreSUR+ RBB Accelerator
AI-assisted business-plan (RBB) drafting paired with senior-partner review, strategic challenge, and scenario-consistency testing.
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