SUR+ Advisory Indonesia (legally Surplus Indonesia Advisory) was founded by five
partners with complementary careers spanning central banking, financial regulation,
banking supervision, macroeconomics, digital finance, communications, governance, and
corporate strategy.
We were founded to answer a need that is often overlooked: public institutions and
businesses need a single point of view that reads policy and markets together — not
two separate analyses a client has to reconcile on their own.
That is why SUR+ positions itself as a bridge between policy and business — helping
regulators and public institutions understand market and implementation realities,
while helping businesses and investors understand policy dynamics and act with
confidence.